Bicycle accidents are likely to involve more serious injuries than car accidents but otherwise involve very similar procedures.
Generally claims involving road traffic accidents are resolved quickly as the law involved in establishing fault for the accident is not overly complex.
Sometimes additional work is involved in resolving issues about allegations that the injured claimant was partly to blame for the accident or had contributed to the degree of injury by not wearing a crash helmet.
Less frequently problems are encountered where the other driver had no insurance or cannot be traced. In such cases the Motor Insurers Bureau may be liable to pay compensation as State "insurer of last resort" but there are considerable technical and procedural problems to overcome.
Where the claim is successful recovery will include the cost of repairs or replacement.
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