Injuries sustained in car accidents result in the majority of the claims brought.
Often, the injury suffered is a “whiplash” injury brought about by a violent jolting or movement of the head and neck caused by a sudden movement of the car either by the car stopping in a crash or by the car being hit by a vehicle behind.
Of course other injuries may be involved, particularly in more serious collisions.
Generally claims involving car accidents are resolved quickly as the law involved in establishing fault for the accident is not overly complex.
Sometimes additional work is involved in resolving issues about allegations that the injured claimant was partly to blame for the accident or had contributed to the degree of injury by not wearing a seatbelt.
Less frequently problems are encountered where the other driver had no insurance or cannot be traced.
In such cases the Motor Insurers Bureau may be liable to pay compensation as State "insurer of last resort" but there are considerable technical and procedural problems to overcome.
Where the claim is successful recovery will include the cost of repairs or replacement and there will be no loss of "no claims" bonus.
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